Fino Paytech's cutting-edge technological solution has become a game changer in India's health micro-insurance sector. The solution empowers insurance companies to reach out to customers at the bottom of the pyramid and cater to their particular financial needs, while at the same time maintain financial viability as well.


As a key enabler and facilitator of financial inclusion, Fino Paytech has unlocked a whopping INR 45 billion potential micro-insurance market for health insurance companies. This has triggered a sea change in their delivery system by providing them with the required geographical coverage, scalable technology platform and excellent processing capabilities.


Fino Paytech has facilitated standardisation of the delivery platform, back-end database management system and data maintenance format. This has effectively resolved the issues earlier faced in government schemes that were plagued by design and implementation challenges, which therefore could not successfully reach out to the un-served and underserved markets.


Leveraging its experience in the micro-finance sector and applying it in the micro-insurance sphere, Fino Paytech has created a model that is efficient, scalable, sustainable, cost-effective, interoperable and profitable.

  • RSBY

    Rashtriya Swasthya Bima Yojana - RSBY Rashtriya Swasthya Bima Yojana (RSBY) is a cashless national health insurance welfare scheme introduced by the Government of India. The objective of this scheme is to protect Below Poverty Line (BPL) households from the financial liabilities arising from health setbacks involving hospitalisation. Learn More