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About us

Our Story

At Fino Payments Bank, we are redefining the way financial services are delivered, making banking more accessible, inclusive, and technology-driven. With a strong focus on innovation, security, and customer-centric solutions, we empower individuals and businesses to seamlessly manage their financial needs.

Our team conducts a thorough assessment of your current operations, market position, and financial health. We use this analysis to identify strengths, weaknesses, opportunities, and threats.

As a leading college in Paris, we look to engage with our student beyond the conventional design and development school relationship, becoming a partner to the people and companies we work with.

As a leading college in Paris, we look to engage with our student beyond the conventional design and development school relationship, becoming a partner to the people and companies we work with.

Overview

Fino PayTech Limited (“Fino”), founded on July 13, 2006, is headquartered at Navi Mumbai, with offices across India. It is a business and banking technology platform combined with an extensive services delivery channel, whose vision is to fulfil every financial service need of its customers, and thus become their universally preferred choice.

Fino is an institutional investor driven company owned by international and Indian investors. Fino has emerged as a thought leader, innovator and implementer of technology solutions for institutions like banks, micro-finance institutions, government entities and insurance companies. As an alternate banking channel, Fino enables seamless end-to-end customer sourcing and servicing. Fino is also a licensed ASA from UIDAI and offers various AUA and related services

Fino's business model derives its strength from the robust in-house technology, versatile operations, channel scale and customer know-how. The challenges of serviceability and scalability of the traditional banking channels have been addressed by way of innovation.

Fino is the promoter holding Company of Fino Payments Bank Limited, subsidiary company holding 75% stake, FFPL Finserv Private Limited (formerly known as Fino Finance Private Limited), Fino Financial Services Private Limited and Fino Trusteeship Services Limited, wholly owned subsidiary companies.

Fino primarily achieves few of its objectives through its subsidiaries i.e. Fino Payments Bank Limited a Payments Bank entity.

Vision & Mission

Vision
To catalyse nation building by making every citizen financially secure

Mission
To become the preferred organisation for our customers by providing the simplest and the most accessible fintech services.

Values

Frugal

We come up with imaginative ways to do more with less: Our culture of minimizing, optimizing and economizing resources ensures that the maximum benefit is passed on to customers.

Courage

Our belief is to develop into the most used fintech service, and have challenged ourselves to provide distinctive services. We are going to be the catalyst for nation building.

Empathy

We believe everyone has potential. So, we want to enable their pursuit. We understand people’s needs and hence can propel them to realise their potential.

Reliability

Our foundations are sound. Our intentions are genuine. We stand by what we say. We don’t abandon our plans mid-way. We keep the promises we make. We’re here to stay.

Our Values

1

/ Frugal

We come up with imaginative ways to do more with less: Our culture of minimizing, optimizing and economizing resources ensures that the maximum benefit is passed on to customers.

2

/ Courage

Our belief is to develop into the most used banking service, and have challenged ourselves to provide distinctive services. We are going to be the catalyst for nation building.

3

/ Empathy

We believe everyone has potential. So, we want to enable their pursuit. We understand people’s needs and hence can propel them to realise their potential.

4

/ Reliability

Our foundations are sound. Our intentions are genuine. We stand by what we say. We don’t abandon our plans mid-way. We keep the promises we make. We’re here to stay.