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Overview

Fino Paytech has established a robust, trusted, and secure branchless banking channel to assist clients who offer financial products and services to unbanked customers across geographies.

Our team conducts a thorough assessment of your current operations, market position, and financial health. We use this analysis to identify strengths, weaknesses, opportunities, and threats.

As a leading college in Paris, we look to engage with our student beyond the conventional design and development school relationship, becoming a partner to the people and companies we work with.

As a leading college in Paris, we look to engage with our student beyond the conventional design and development school relationship, becoming a partner to the people and companies we work with.

Our team conducts a thorough assessment of your current operations, market position, and financial health. We use this analysis to identify strengths, weaknesses, opportunities, and threats.

As a leading college in Paris, we look to engage with our student beyond the conventional design and development school relationship, becoming a partner to the people and companies we work with.

As a leading college in Paris, we look to engage with our student beyond the conventional design and development school relationship, becoming a partner to the people and companies we work with.

Fino PayTech Limited (“Fino”), founded on July 13, 2006, is headquartered at Navi Mumbai, with offices across India. It is a business and banking technology platform combined with an extensive services delivery channel, whose vision is to fulfil every financial service need of its customers, and thus become their universally preferred choice.

Fino is an institutional investor driven company owned by international and Indian investors. Fino has emerged as a thought leader, innovator and implementer of technology solutions for institutions like banks, micro-finance institutions, government entities and insurance companies. As an alternate banking channel, Fino enables seamless end-to-end customer sourcing and servicing. Fino is also a licensed ASA from UIDAI and offers various AUA and related services

Fino's business model derives its strength from the robust in-house technology, versatile operations, channel scale and customer know-how. The challenges of serviceability and scalability of the traditional banking channels have been addressed by way of innovation.

Fino is the promoter holding Company of Fino Payments Bank Limited, subsidiary company holding 75% stake, FFPL Finserv Private Limited (formerly known as Fino Finance Private Limited), Fino Financial Services Private Limited and Fino Trusteeship Services Limited, wholly owned subsidiary companies.

Fino primarily achieves few of its objectives through its subsidiaries i.e. Fino Payments Bank Limited a Payments Bank entity.

Vision & Mission

Vision
To catalyse nation building by making every citizen financially secure

Mission
To become the preferred organisation for our customers by providing the simplest and the most accessible fintech services.

Values

Frugal

We come up with imaginative ways to do more with less: Our culture of minimizing, optimizing and economizing resources ensures that the maximum benefit is passed on to customers.

Courage

Our belief is to develop into the most used fintech service, and have challenged ourselves to provide distinctive services. We are going to be the catalyst for nation building.

Empathy

We believe everyone has potential. So, we want to enable their pursuit. We understand people’s needs and hence can propel them to realise their potential.

Reliability

Our foundations are sound. Our intentions are genuine. We stand by what we say. We don’t abandon our plans mid-way. We keep the promises we make. We’re here to stay.

Awards & Recognition

We take pride in being recognized for our commitment to excellence, innovation, and customer satisfaction. Our dedication to delivering exceptional financial solutions has earned us accolades from industry leaders and organizations.

Skoch New Economy Awards 2016: Fino Paytech’s Aadhaar-based project won the ‘Order of Merit Award’ as one of the Top 100 Projects in India at the Skoch New Economy Awards, 2016.

 

SABRE Award South Asia 2016: Fino PayTech’s PFMS FL Project (BIHAR), a joint venture project with World Bank India, was awarded the SABRE Awards South Asia in the Financial Communications category in 2016.Fino PayTech was also awarded the Certificate of Excellence under the Government/Public Sector category for the same project.

TA Leadership League Awards 2013: This is an initiative of People Matters, a leading knowledge and media platform in the Human Resources domain. Fino Paytech stood at the second place among the three finalists in "Best in Technology and Talent Analytics Award" category.

 

CFO 100 Roll of Honour Award 2013: Rishi Gupta was awarded this title in 'Winning Edge' in the Raising Capital/Fund Management category (revenues below Rs. 1,000 crores)

FILA 2012

Fino Paytech has been awarded the Forbes India Leadership Awards 2012 in the "Outstanding Start-up" category. This nomination was based on the company's vision towards setting up the largest business correspondent network in India and bringing financial inclusion to millions of people across 26 states. The award is meant to recognise pioneering enterprises which has demonstrated an outstanding ability to carve out a distinctive niche for itself within the first five years of its existence and also established a strong, sustainable platform for future growth that includes its leadership pipeline, business model and innovation capability.

BloombergUTV CXO Awards for "Best rural upliftment initiative using IT"

FINO won the "Best rural upliftment initiative using IT" award at the BloombergUTV CXO Awards 2011-The Technology Chapter. 

Young Global Leader Award by World Economic Forum

CEO of FINO has been awarded with the honour of Young Global Leader (YGL) with the World Economic Forum.

Technology Pioneer Award by World Economic Forum

CFO 100 Roll of Honor By CFO India magazine

Mr. Rishi Gupta - CFO, FINO has been awarded "CFO100 Roll of Honor" - an effort to recognize the top 100 senior finance professionals in India, who have made a difference with their acumen, attitude and energy.

Sankalp Awards

FINO has been awarded by Sankalp – Intellecap Forum in the Growth Enterprise Category for its technical innovation in implementation of RSBY programme and financial inclusion space

Skoch Financial Inclusion Award

FINO has recently been awarded by Skoch Foundation for its delivery channel in financial inclusion space. FINO - as a Business Correspondent of various banks & insurance companies providing a diverse bouquet of financial products and services at the door-step of micro customers

Manthan South Asia 2010 Award

 FINO technology solution was awarded as the Best Project in the category e-Inclusion: Financial Inclusion at the Bottom of the Pyramid through use of Technology

Asia Insurance Review Awards

 FINO was awarded Technology Initiative of the Year for transforming the delivery of micro-insurance services.

e-India 2010 Awards – recognizing excellence in ICT

FINO Tatkaal (Money Transfer) was voted the best 'Financial Inclusion Initiative of the Year' and was awarded the Jury Choice category at the eINDIA Awards 2010, by the Department of Information Technology, Government of India in recognition of achievements in e-Governance Implementation in India.

Financial Times Sustainable Banking International Award

FINO won Financial Times Sustainable Banking international award for 'Achievement in Banking at Base of the Pyramid' as recognition of the global impact made by the company in the field of Financial Inclusion. FINO was the only nominee to be selected from India.

EDGE Award

 FINO was honored by EDGE (Enterprise Driving Growth & Excellence) Network in June 2009 for using Information Technology in maximizing business impact.  

'Excellence in Innovation' -2nd Indira International Innovation Summit. 

FINO was presented 'Excellence in Innovation' Award during the 2nd Indira International Innovation Summit. 

Frost & Sullivan South Asia Product Line Strategy Award

FINO was presented the Frost & Sullivan South Asia Product Line Strategy Award in 2008, in the 'Integrated Smart Cards and Biometrics Market' category

'Breakthrough Award' -17th Annual Card Tech Secure Tech 2007 conference held at San Francisco, USA.

 FINO won the 'Breakthrough Award' in the New Markets Category at the 17th Annual Card Tech Secure Tech 2007 conference held at San Francisco, USA.

Our Values

1

/ Frugal

We come up with imaginative ways to do more with less: Our culture of minimizing, optimizing and economizing resources ensures that the maximum benefit is passed on to customers.

2

/ Courage

Our belief is to develop into the most used banking service, and have challenged ourselves to provide distinctive services. We are going to be the catalyst for nation building.

3

/ Empathy

We believe everyone has potential. So, we want to enable their pursuit. We understand people’s needs and hence can propel them to realise their potential.

4

/ Reliability

Our foundations are sound. Our intentions are genuine. We stand by what we say. We don’t abandon our plans mid-way. We keep the promises we make. We’re here to stay.