FINO PayTech's solutions enable distribution of financial services in remote locations with minimum connectivity and infrastructure. The user entities can enroll customers in the field and issue smart cards as well, if required. 


This customer data collected during the enrolment process needs to be uploaded to the backend systems for data duplication checks, account opening and reporting purposes.


Customers can transact in the field through multiple media such as ATM/Micro Deposit Machine, POS and/or mobile. These transactions can be pushed to the backend core banking system either in an online mode or offline mode depending on the business requirement and connectivity available.


Supporting these functions are different systems which perform very different supporting but relevant roles. There is a Terminal Management System that manages issuance/blocking/application updating of POS devices; a Card Management System to manage issuance, hot- listing and re-issuance of cards.


All these systems are a result of the field experience gained over the past years in tough and remote locations. These systems provide services that are very relevant to entities operating in this sector.

  • hosted solutions

    Technology Solutions FINO PayTech has been a leading player in designing and developing technologies for the rural market since its inception. Our in house developed technology solutions are robust, costeffective, and can be customized as per requirements of the client and industry. Learn More

  • international sales

    International SalesFINO PayTech provides end-to-end solution for financial institutions aspiring to deploy or scale-up their branchless banking operations. Its robust, scalable and cost-effective technology services the main business requirements such as customer acquisition, customer transactions. Learn More